If you have an accident that is not your fault and the driver of the other vehicle is not insured, your No Claim Discount won’t be affected, and you won’t have to pay your excess, providing you report the incident to us within 24 hours of the incident occurring, and supply the following: • The vehicle registration number, make, and model of the vehicle of any third party involved • Where possible, the name and address of the uninsured driver • Details of any witnesses to the incident (where applicable) • Enough information that would confirm this is a non-fault accident (e.g. road layout, images, we may also request an engineer’s report)